Top 10 Insurance Companies in Kenya

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Insurance Companies in Kenya

Insurance companies are financial institutions which offer financial protection to individual or entities in case of financial loss. They charge premiums that cover the insured. and in case of loss compensate the insured.

In Kenya, the insurance sector is stable and has been able to indemnify Kenyans against losses since independence.

This article is going to list the top 10 insurance companies in Kenya:

1) Britam Kenya

With branches in Kenya, Uganda, Tanzania, Rwanda, South Sudan, Mozambique and Malawi, Britam is the leading insurance company in Kenya. It offers services in life assurance, general insurance, asset management, microinsurance, and property.

Some of its products are medical insurance, personal accident cover, education plans, home insurance, motor vehicle insurance, fire insurance, liability insurance, professional indemnity, marine insurance, and many more. 

Physical Address

Head Office 

Britam Centre Mara/Ragati Road Junction, Upperhill 

P.O.BOX 30375-00100

Email: Info@Britam.Com

Telephone: 0705 100 100

2) Jubilee Insurance

Recognized as the largest Composite insurer in East Africa, Jubilee Insurance offers motor insurance, health insurance, home insurance, education plans to its over 450,000 clients.

It was the first local insurance company to be listed on the Nairobi Stock Exchange (NSE) in 1973, where it trades under the symbol JUB.

Physical Address

Head Office 

Jubilee Insurance House, Wabera Street

P.O. Box 30376 – 00100Nairobi, Kenya

Telephone: +254 (0) 20 328 1000

Fax: +254 (0) 20 328 1150

3) CIC Insurance Group

CIC is a leading micro and co-operative insurer in Kenya. It has subsidiaries in funds, REITs, and asset management. In 2012, it won The Annual Insurance Claims Settlement Award for consistently paying claims on time.

Physical Address

Head Office

CIC Plaza, Mara Road, Upper Hill Nairobi, Kenya

Telephone: (+254) 703 099 120 / (020) 282 3000

4) UAP Insurance

UAP is a financial services company and offers insurance, asset management, investment, and banking products.

Its insurance products include health insurance, personal accident cover, home insurance, agriculture insurance, corporate, and motor commercial cover.

Physical Address

Head Office

UAP Old Mutual Tower, Upper Hill Road

P.O. Box 43013 – 00100

Nairobi, Kenya

Telephone: +254 20 2850 000 Mobile: +254 711 065 000


5) Liberty Insurance

The company has over 50 years of experience in the insurance business. Some of its products include life protection plans, funeral plans, education plans, and group life assurance among many others. 

It was listed in 2011 on the Nairobi Securities Exchange and has been yielding good returns for its shareholders.

Physical Address

Head Office

Liberty House, Processional Way

P. O. Box 30364 – 00100

Nairobi, Kenya

Telephone: +254 711 076 222/ (+254) 20 286 6000/ 0711 028 000


6) ICEA LION General Insurance Company

The company is a subsidiary of the ICEA Lion group, which was formed after the merger between the Insurance Company of East Africa (ICEA), and Lion of Kenya Insurance Company.

ICEA LION Insurance offers general insurance services including car insurance, domestic package, travel insurance, WIBA, contractors all risk, personal accident covers among others.

Physical Address

Head Office


Riverside Park, Chiromo Road, Westlands

P.O. Box 46143 – 00100 or 30190 – 00100 Nairobi

Tel: +254 (0) 20 2750000

Mobile: +254 719 071000 / 730 151000


7) Madison Insurance Company Kenya

The company was incorporated in 1988 after a successful merger between Crusader Plc (1974), and Kenya Commercial Insurance Corporation. Madison is a diversified financial services company and comprises of Madison Life Assurance, Madison General Insurance and Madison Investment Managers Limited.

As of the end of financial year December 2018 it had an asset base of over Ksh 15 Billion.

Physical Address

Head Office

Madison House Upper Hill Close

P.O. Box 47382 – 00100, Nairobi

Telephone: 020-2864 000/0709 922 000

8) Sanlam Kenya

Formerly known as Pan Africa Insurance Holdings Limited, the company changed its name to Sanlam Kenya Plc in 2016. The company is a subsidiary of Hubris Holdings Limited. 

The company offers services for ordinary life insurance, general insurance, superannuation, and investments. It underwrites risks associated with death, disability, credit protection, education, retirement, mortgage protection, and property protection.

Physical Address

Head Office

Sanlam Kenya PLC HQ, 1 Waiyaki Way

P.O. Box 44041 – 00100

Nairobi, Kenya

Telephone: +254 719 035 000

9) Resolution Insurance

This insurer was incorporated in 2002 making it the first company to be registered as a Medical Insurance Provider.

It then changed from Resolution Health to Resolution Insurance in 2013, and today offers a variety of products including medical plans, travel plans, liability plans, property covers, motor covers, and all other classes of general insurance.

They pride themselves in providing insurance products of value to their consumers whenever, and wherever they are.

Physical Address

Head Office

 Parkfield Place, Muthangari Drive, Off Waiyaki

Telephone: +254 709 990 000, +254 730 199 000 /+254 20 2894 000


10) AIG Kenya

AIG Kenya is part of the global AIG conglomerate which is a well-known insurance and financial services group of companies.

The company is one of the leading insurance companies in Kenya and offers a wide range of insurance products, including motor insurance, marine insurance, among others. The company provides its clients with services based on its solid international experience.

Physical Address

Head Office

AIG Kenya Eden Square Complex Chiromo Road

P.O. Box 49460-00100

Nairobi, Kenya


Other insurance companies worth a mention include:

  • AAR Insurance Kenya
  • APA Insurance
  • Allianz 
  • Apollo Life Assurance
  • Cannon Assurance Company Limited
  • Continental Reinsurance
  • Directline Assurance Company
  • East Africa Reinsurance Company
  • Fidelity Shield Insurance Company
  • First Assurance Kenya Limited
  • GA Insurance Company
  • Invesco Assurance Company
  • Kenya Orient Insurance
  • Kenya Reinsurance Corporation       
  • Mercantile Insurance Company
  • Metropolitan Life Insurance Kenya
  • Occidental Insurance Company
  • Next Car Insurance Kenya
  • Pacis Insurance Company
  • Phoenix of East Africa Assurance Company
  • Pioneer Assurance Company
  • Real Insurance Company
  • Takaful Insurance of Africa
  • Tausi Assurance Company
  • Heritage Insurance Company
  • Monarch Insurance Company
  • Trident Insurance Company        
  •  Xplico Insurance Company

Do you want to learn about insurance products in Kenya, Finsolutions has a team of consultants that provides credible advice on best companies to get your home insurance, car insurance, life, medical among others.

For more details, Email us on or +254 780216631


About Author

Anthony Kiratu is the Founder of Finsolutions. He is a financial analyst with over 5 years experience in research, investment advisory, valuation and financial modelling. Anthony is a member of the Institute of Certified Investment and Financial Analysts and Institute of Certified Public Accountants of Kenya. He is passionate about development of African Capital Markets through training of investors and dissemination of information for sound financial and investment decision making process. He is also a part-time lecturer in the Certified Investment and Financial Analyst course in the subjects of International Finance, Portfolio Management, Equity Investment Analysis, and Fixed Income Securities. Email: Contact: +254 780216631

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